Topstep
Wire
ACH
| Date | Trader Score |
|---|---|
| 2026-06-17 | 9.90 |
| 2026-06-16 | 9.90 |
| 2026-06-15 | 9.10 |
| 2026-06-14 | 8.30 |
| 2026-06-13 | 7.90 |
| 2026-06-12 | 7.90 |
| 2026-06-11 | 9.20 |
| 2026-06-10 | 9.60 |
Last updated: June 16, 2026
Topstep Review: Rules, Accounts, Payouts, Discounts & Trader Details
Topstep is a futures prop trading firm offering the Trading Combine, Express Funded Account, and a possible Live Funded Account path. The firm promotes a structured futures evaluation model, TopstepX trading platform access, 90/10 profit split, payout eligibility after meeting account requirements, and a futures-only program focused on CME, COMEX, NYMEX, and CBOT products.
Quick verdict: Topstep may appeal to futures day traders who want an established prop firm with a clear Trading Combine structure, TopstepX platform access, and a possible path to live funding. Traders should carefully review the latest Maximum Loss Limit, consistency, payout, scaling, and day-trading rules before purchasing.
Topstep Quick Facts
| Category | Details |
|---|---|
| Firm Name | Topstep |
| Website | topstep.com/topstep-prop |
| Help Center | Topstep Help Center |
| Service Provider | Topstep LLC, United States |
| Payment / Marketing Processor | Topstep LLC or its payment partners, as displayed during checkout |
| Support Email | help@topstep.com |
| Markets | CME, COMEX, NYMEX, and CBOT futures products |
| Trading Environment | Trading Combine and Express Funded Accounts are simulated; Live Funded Accounts use live capital |
| Minimum Age | 18+ |
| Affiliate Program | Affiliate details should be verified directly with Topstep before promotion |
Topstep Account Types
Topstep currently presents three main account stages: Trading Combine, Express Funded Account, and Live Funded Account. Traders begin in the Trading Combine, can advance to an Express Funded Account after passing, and may later be reviewed for a Live Funded Account.
The Trading Combine accounts are the clearest publicly displayed account structure, with three main account sizes: $50K, $100K, and $150K.
Trading Combine Account Comparison
| Account Size | Profit Target | Drawdown | Daily Loss Limit | Consistency | Reset Price | Max Contracts | Listed Sale Price |
|---|---|---|---|---|---|---|---|
| $50,000 | $3,000 | $2,000 Maximum Loss Limit | $1,000 if added | 50% | $49 | 5 minis / 50 micros | $49/month |
| $100,000 | $6,000 | $3,000 Maximum Loss Limit | $2,000 if added | 50% | $99 | 10 minis / 100 micros | $99/month |
| $150,000 | $9,000 | $4,500 Maximum Loss Limit | $3,000 if added | 50% | $199 | 15 minis / 150 micros | $199/month |
Topstep Rules Explained
Maximum Loss Limit
Topstep's main risk rule is the Maximum Loss Limit. In the Trading Combine, the Maximum Loss Limit is calculated from the account balance high minus the account's maximum drawdown amount and is set at the end of each trading day. If the account hits or goes below the limit, the Combine becomes ineligible for funding unless reset.
Daily Loss Limit
Topstep offers a Daily Loss Limit as an optional risk feature in the Trading Combine and Express Funded Account when selected at checkout. The listed Daily Loss Limit amounts are $1,000 on the $50K account, $2,000 on the $100K account, and $3,000 on the $150K account.
Consistency Rule
The Trading Combine lists a 50% consistency target. This means the trader's best single day should stay below 50% of the profit target. In the Express Funded Account Consistency payout path, the trader's largest day cannot exceed 40% of total net profit for the payout period.
Max Contracts
Contract limits scale by account size. The $50K account lists 5 minis / 50 micros, while the $150K account lists 15 minis / 150 micros.
News Trading
Topstep is a futures day-trading program. Traders should confirm the latest event, product, and risk rules before trading major scheduled news releases, especially because Topstep reviews trading activity for prohibited conduct and responsible trading standards.
Payout Rules
Topstep advertises funded payouts through its Express Funded Account structure. The Standard payout path requires at least five $150 winning trading days, while the Consistency payout path requires at least three trading days with at least one trade per day and a 40% consistency target.
Topstep's website displays payout caps by account size, with higher caps available when Double Payout Caps apply. The listed maximum displayed payout caps reach up to $12,000 per account on the $150K Consistency path with Double Payout Caps.
Platforms & Data
Topstep lists TopstepX as its proprietary trading platform. TopstepX is built for futures execution, risk management, performance tracking, and account progress monitoring.
Listed Platforms
- TopstepX
- Quantower connection through TopstepX credentials
- TopstepX API access for eligible advanced users
- ProjectX-powered connections
Platform Notes
- TopstepX appears to be the main supported platform.
- Quantower availability may vary by account type and connection setup.
- Traders should confirm platform access before purchasing.
Fees, Resets & Refund Policy
Topstep's Trading Combine is a monthly subscription that rebills every 30 days until the trader passes, cancels, or the account otherwise ends. Reset fees vary by account size, ranging from $49 on the $50K account to $199 on the $150K account.
Topstep lists an Express Funded Account activation fee of $149. Level 1 market data is covered by Topstep for Trading Combine and Express Funded Accounts, while Level 2 market data is listed as an optional paid upgrade. Live Funded Account traders may have additional professional data and platform costs.
| Fee Type | Topstep Policy / Details |
|---|---|
| Activation Fee | $149 Express Funded Account activation fee listed |
| Reset Fee | $49 to $199 depending on account size |
| Refunds | Refund availability should be confirmed with Topstep support before purchase |
| Renewals | Trading Combine subscriptions rebill every 30 days until passed or canceled |
| Data / Add-On Fees | Level 1 data is covered for Trading Combine and Express Funded Accounts; Level 2 data is listed as an optional paid upgrade |
Topstep Discount Code
Topstep currently displays promotional pricing on its website, including reduced monthly prices on selected Trading Combine accounts and Responsible Trading Advantage discounts when eligible settings are selected.
| Promotion | Details |
|---|---|
| Sitewide Discount | Topstep advertises discounted monthly pricing on selected Trading Combine accounts |
| Coupon Code | No public coupon code currently listed |
| Coupon Offer | Responsible Trading Advantage discounts are advertised as up to $30/month depending on account size |
| Best Practice | Verify the final price at checkout before purchasing |
Pros & Cons
Pros
- Established futures prop firm with a long operating history
- Clear Trading Combine account sizes and published objectives
- 90/10 profit split on funded payouts
- TopstepX platform is built around Topstep's rules and risk tools
- Level 1 market data is covered for Trading Combine and Express Funded Accounts
- Possible Live Funded Account path for consistent traders
Cons
- Trading Combine is a recurring monthly subscription
- $149 Express Funded Account activation fee is listed
- Maximum Loss Limit rules must be understood carefully
- Consistency requirements apply to the Trading Combine and certain payout paths
- Positions must be closed before Topstep's required daily close time
- Live Funded Account call-up is reviewed by Topstep and is not guaranteed
Who Topstep Is Best For
- Futures traders looking for an established Trading Combine model
- Traders who prefer a structured evaluation with published targets
- Traders who want access to TopstepX and supported futures tools
- Traders who are comfortable with consistency and drawdown rules
- Traders who value a possible path from simulated funding to live capital
Who Topstep May Not Be Ideal For
- Traders who want to trade forex, CFDs, stocks, options, or spot crypto
- Traders who need overnight or swing trading flexibility
- Traders who dislike monthly subscription models
- Traders who want a guaranteed Live Funded Account after passing
- Traders who rely on aggressive sizing without scaling restrictions
Topstep FAQ
Is Topstep a futures prop firm?
Yes. Topstep focuses on futures trading and lists CME, COMEX, NYMEX, and CBOT products as permitted markets.
Does Topstep use real money accounts?
The Trading Combine and Express Funded Account use simulated trading with real market data. Live Funded Accounts use live capital.
What is the cheapest Topstep account?
The $50K Trading Combine is currently listed with a displayed price of $49/month.
Does Topstep have an activation fee?
Topstep lists a $149 Express Funded Account activation fee after passing the Trading Combine.
What is the Topstep discount code?
No public coupon code is currently listed on the reviewed official page. Topstep advertises discounted pricing and Responsible Trading Advantage discounts, which should be verified at checkout.
Does Topstep allow news trading?
Topstep traders should confirm the latest rules before trading major scheduled news events because trading activity is subject to Topstep's risk and prohibited conduct reviews.
What platforms does Topstep support?
Topstep lists TopstepX as its proprietary platform. Quantower can connect through TopstepX credentials for Trading Combine and Express Funded Accounts.
Does Topstep offer payouts?
Yes. Topstep advertises funded payouts through Express Funded Accounts after traders meet the applicable winning day, consistency, balance, and payout cap requirements.
Final Verdict
Topstep stands out for its long-running futures prop firm model, structured Trading Combine, TopstepX platform, 90/10 profit split, and possible path from simulated funding to live capital. The firm may be attractive for disciplined futures day traders who want a clear evaluation process and a well-known brand.
The main things to review before buying are the latest Maximum Loss Limit details, consistency requirements, payout conditions, activation fee, scaling rules, and day-trading restrictions. For traders who understand those rules and are comfortable with simulated futures evaluations, Topstep is worth comparing against other established futures prop firms.